TTD also known as Temporary Total Disability. A temporary total disability is used to describe benefits that are provided under Georgia Workers’ Compensation to an injured worker when they are taken out of work for more than seven days. After seven days, they qualify for temporary total disability. If you’re out of work for three or more weeks (21 days), the employee is eligible to get income benefits for that first seven days that you don’t qualify for immediately.
What does all of that mean for you? So, here is how it works: if you are injured on the job in a valid workers’ comp injury and you are out of work for seven days, you don’t get any income benefits. However, after the seventh day, you qualify for income benefits. If you’re out for 21 days consecutively, then you get paid for the first seven days.
How do you calculate temporary total disability? The easiest way and the most way is to calculate if you have worked there for 13 weeks or more prior to your work injury. Your wages will be averaged out to create your average weekly wage. Once that has been determined, the insurance company will calculate 2/3rds (67%). That is your comp rate. The Georgia Workers’ Comp Board has a cap for the maximum comp rate. This can be determined by contacting them at this link or by contacting our office. The maximum cap rate is currently $675 but it can change so it’s best to verify this. If you currently have an attorney, he will work through all of this for you.
If you have a current injury through work or need our services, we provide case reviews. Contact Ty through our contact page, or calling our office.