Is the insurance company required to take care of me if I’m injured on the job? Hello. My name is Ty Wilson. I'm a Georgia Workers Compensation attorney practicing law in the state of Georgia. And our video topic is just that, “Is the insurance company required to take care of me if I'm hurt on the job?” Well, the short answer is there would be maybe. First of all, are you an employee? Second of all, does your employer have three or more workers full time? Third, do they have workers compensation insurance coverage? Some guys don't. And if they don't, it's much more difficult to deal with an employer directly when they're not covered under the Georgia Workers Compensation Act.
And so there are a couple of what we call preliminary or questions early on questions you need to get answered. If you're an employee and your employer has three or more employees and has workers compensation insurance and you're injured, what is called in the course and scope of your employment, meaning you're doing the job you're supposed to be doing for your employer, then more likely than not, yes, you have a work injury. However, we like to just say if you were hired to do something and you were doing that job, chances are that is a work injury. Reach out to a Georgia Worker’s Compensation attorney. Get confident that you do have a work injury. Now, the insurance part that's going to be separate. But that also helps in moving the case along.
What happens when you first get hurt? Well, you need to speak with your employer. You need to say, “hey, I've been injured on the job. I need medical care.” Need to let them know immediately. We have a lot of people that give us a call and they say, “oh, I was hurt on the job, and this is horrible. And they're not getting me medical care.” I said, “Well, did you ask them for medical care?” “No, but they know I was hurt.” Take out the guesswork. They may know you're hurt, but you need to tell them directly. “I need medical care. I was hurt on the job. I need help with medical care.” They should provide you a list of doctors. It's called a posted Panama physician.
And so if you're in this position and you're getting nowhere with your employer, you do need to call Georgia Workers Compensation attorney. If you're getting medical care, the question is, is quality medical care? Some medical care is better than others. Some medical care. You only need to go to an urgent care clinic and you're in and out. You're done well, you don't need an attorney if that's the case. However, if you've got a more serious injury, whether it's a back injury or an extremity injury, whether it be a shoulder, knee, hip or an ankle, and you're having greater problems and the urgent care doesn't seem to be doing anything for you. You should reach out to a Georgia worker's compensation attorney. Try to get the information and guidance that you need to move forward.