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So who's going to pay for your medical bills if you've been in a car wreck? Hello, my name is Ty Wilson. I'm a Georgia Personal Injury Attorney practicing Law in the state of Georgia. And our topic for today, our question for today is, “Who will pay for your medical bills if you've been in a car wreck?” Well, if you have health insurance, it's always recommended that you use your health insurance. However, there are a lot of people who do not have health insurance.
The next question we often have is, “Do you have what's called medical payments coverage through your automobile insurance?” If you do, they are the primary insurance to pay for your medical care. Up to the limits of your medical payments coverage. You'll want to check with your automobile insurance carrier, see if you have medical payments coverage. And if you do, that's what you want to use.
If you don't have medical payments coverage and you do not have health insurance, you may want to see about contacting medical providers to work on what is called a “Lien basis” where they don't make you pay money up front. If you cannot find someone who will work on a lien basis, you don't have medical payments coverage, you don't have health insurance coverage, then you will have to pay your doctor as you go. And then you will be seeking reimbursement for your medical cost at the end of your personal injury suit.
And so this can be tricky because this can stop you from care depending upon the severity or seriousness of your injuries and the amount of money you have. Especially if you're taken out of work as a result of your injuries. You will have to possibly use savings if you have none of the medical payments coverage, health insurance, or the ability to get medical care on a lien.
Always recommend you speak with the Georgia personal injury attorney. They may be able to help you find the medical care that you need to get back on to your feet without coming completely out of pocket for all the medical expenses. Hope that information has been helpful and we will see you on the next video.