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What does Workers’ Compensation Insurance coverage cover? Hello, my name is Ty Wilson. I'm a Georgia Workers’ Compensation Attorney practicing Law in the State of Georgia. And our video topic for today is, “What does the Workers’ Compensation Insurance cover?”
Well, it covers if you're an employee and you're injured on the job in what is called the course and scope of your employment. You're doing the job that you were hired to do and there are always exceptions to these rules. But typically you're doing the job you were hired to do and you get injured. Those injuries would fall under workers compensation insurance coverage. And so it covers the medical care for your injuries.
And then if you're taken out of work for more than seven days by an authorized treating physician, you may be entitled to income benefits as well. If you have any injury that takes you out of work for more than seven days, it's important that you always get the out of work excuse from the doctor. And share a copy of that with the insurance company so that they realize that you are out of work completely for at least seven days.
If you have any specific questions about a claim that you have you should always speak with the Georgia workers compensation attorney. Hope this has been helpful and we'll see you on the next video.